Terms of Business

On this page you will be provided with the product documentation, please take time to read each document carefully as they each contain important information about this policy, including the potential benefits available, together with details of charges, expenses and commission involved. You should also download and keep a copy of our document “Keyfacts about our services”; this provides details about our firm and the services we offer and our Data Protection Statement; this provides details about the way we use any data you provide to us.

Can I change my mind?

Should you make the decision not to proceed with your application after it has been submitted you will be provided with the opportunity to change you mind. Please see the product documentation for more details.

What do I do if I am uncertain whether this product is suitable?

This offer does not constitute personal advice. If you have any doubt whether this product is suitable for you should contact us for advice.

When does this offer expire?

This offer does not have an expiry date; however, if you download the documentation from the site without applying, and subsequently decide to apply, you should make sure that the documentation online has not been replaced.

How will you use any information I provide to you?

Please also see the document entitled Data Protection Statement, which describes how your information is used by Mackenzie Gibson to provide you with financial services advice and / or complete transactions on your behalf. It also details how your information is used in accordance with our financial services and Data Protection Act obligations. If you want to opt-out of receiving further communications from us you should complete and return this form to us.